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Pay your bills on time: Late payments can have a negative impact on your credit score.
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Keep your credit card balances low: High balances can indicate that you are overextended and may have difficulty making payments.
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Limit the number of new credit applications: Each time you apply for credit, it can have a negative impact on your credit score.
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Check your credit report for errors: Dispute any errors you find with the credit bureau.
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Keep old credit accounts open: Long credit history can have a positive impact on your credit score.
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Consider credit counseling if you have trouble managing your debt.
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Keep the mix of credit types: having a mix of credit types, such as installment loans and credit cards, can help improve your credit score.
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Be consistent: Use the same name and address on all of your credit applications to avoid confusion.
