Can Late Payments Be Removed From A Credit Report?
There are a few ways to potentially remove a late payment from your credit report. One way is to reach out to the creditor and ask them to remove it as a goodwill gesture. Another way is to dispute the late payment with the credit bureaus and provide evidence that it was reported incorrectly. Additionally, if you have a history of on-time payments before and after the late payment, you can ask the creditor to consider "excluding" it from your credit report as it is an isolated incident. It's important to note that there is no guarantee that a late payment will be removed from your credit report and that credit repair companies typically don't have special access to credit reports or the ability to remove information from them.