Helpful Information For Removing Late Payments From Your Credit Score

To remove a late payment from your credit report, you should first contact the creditor who reported the late payment and ask them to correct the information if it is inaccurate. If the late payment is accurate, you can try to negotiate a "pay for delete" agreement, where you agree to pay the past-due amount in exchange for the creditor removing the late payment from your credit report. If the creditor is unwilling to make any changes, you can also file a dispute with the credit reporting agency that is displaying the information. If the dispute is resolved in your favor, the late payment will be removed from your credit report.
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